Allied Benefit Systems, Inc.
Website Conditions of Use, Terms and Disclaimers

 Conditions of Use

PLEASE READ THESE CONDITIONS OF USE, TERMS AND DISCLAIMERS CAREFULLY BEFORE USING THIS SITE.  By accessing this website or accessing information on this website, you are signifying your assent to these Conditions of Use, Terms  and Disclaimers.  If you do not agree to all of these Conditions of Use, Terms and Disclaimers, do not use this site!  The use of this website and its content is at your own risk.

Allied Benefit Systems, Inc. may revise and update these Conditions of Use, Terms and Disclaimers at any time and changes will be posted to this page.  Your continued usage of the website will mean you accept and agree to be bound by those changes.

Unauthorized entry into secure portions of this website may constitute a crime under state and/or federal law, such violations shall be prosecuted to the fullest extent of the law.

Terms

While Allied Benefit Systems, Inc. uses reasonable efforts to include accurate and up to date information on this website, error or omissions sometimes occur.  Allied Benefit Systems, Inc. makes no warranties or representations as to the accuracy of this website.  Under no circumstances, including, but not limited to, negligence, shall Allied Benefit Systems, Inc. or any party involved in creating, producing, or delivering the website be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this website, even if Allied Benefit Systems, Inc. or an Allied Benefit Systems, Inc. authorized representative has been advised of the possibility of such damages.

This website is not a substitute for professional medical advice. All information, materials and data available through this website are for general informational purposes only. You should contact your physician or other medical professional if you have any questions about your medical condition, or if you need medical help. If you need emergency medical help, you should immediately call 911 or your physician.

Pharmacy claim information is generally provided by a third party pharmacy benefit manager and should be used for informational purposes only.  Such pharmacy claim information (and any other data on this website) in no way should be used for medical treatment purposes.  If any discrepancies exist between the data on this website and an individual’s actual pharmacy claims, please contact the pharmacy benefit manager directly.

Allied Benefit Systems, Inc. also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property as a result of your access to, use of, or browsing in the website or your downloading of any materials, data, text, images, video, or audio from this website.

If any provision of these Conditions of Use, Terms and Disclaimers is held to be illegal or unenforceable, then such section shall be eliminated or limited to the minimum extent necessary and the remainder shall remain in full force and effect.

Disclaimers

Summary Plan Descriptions and Schedule of Benefits

The electronic version of any Summary Plan Description or Schedule of Benefits has been placed on the website for your convenience.  Please be advised that the actual paper copy of the Summary Plan Description or Schedule of Benefits will take precedence over this electronic version should any information differ between the two versions.  A paper copy of the Summary Plan Description and Schedule of Benefits may be obtained by contacting your Human Resources Department.

THIS WEBSITE DOES NOT VERIFY ELIGIBILITY- ONLY THE EMPLOYER CAN VERIFY ELIGIBILITY.  NOTHING CONTAINED ON THIS WEBSITE CONSTITUTES A GUARANTEE OF PAYMENT.  RATHER, ALL BENEFITS ARE SUBJECT TO AND WILL BE BASED ON THE GENERAL LIMITATIONS, DEFINITIONS, PRE-EXISTING CONDITIONS LIMITATIONS AND ALL OTHER PROVISIONS CONTAINED IN THE WRITTEN SUMMARY PLAN DESCRIPTION.

MEDICAL DISCLAIMER AND AGREEMENT

I understand and acknowledge that the “Ask The Expert” Program is not a medical consultation and that no medications will be prescribed.  I further understand and acknowledge that since it is essentially impossible to adequately diagnosis and treat medical conditions without a face to face encounter and hands on examination by a qualified health professional, this Program does not offer medical advice or treatment.   The comments provided are just a health care provider’s opinion and should not be considered medical advice.  You should speak with your own physician about your issues and concerns.  If you are experiencing a medical emergency, call 911 immediately.  I agree that all the information provided through this Program, and everything included in this Website is not considered a substitute for my physician and these are only general guidelines provided for informational purposes.  I agree to consult my own health care provider with any questions concerning my condition.  I also agree not to hold anyone connected with this Program responsible for any consequences arising from answers provided through this Website.  By submitting a question or reviewing an answer, you are agreeing to this Medical Disclaimer and Agreement.

I understand and acknowledge that the Personal Health Record (PHR) on this website is for general informational purposes only. The PHR is not designed to, and does not provide medical advice. I further understand and acknowledge that the PHR is a summary of some information in our system, which is always subject to verification, and does not represent my entire record. I understand and acknowledge that only I know my entire record, and that I must provide my physician and other medical professionals with my entire medical history and record when seeking advice or treatment. Never rely on any information on this website in place of seeking professional medical advice. I agree not to hold anyone connected with the establishment and maintenance of the PHR, or any matter in any way connected to the PHR, responsible for any consequences as a result of accessing or using the PHR.

When using the website, information will be transmitted over a medium which is beyond the control and jurisdiction of Allied Benefit Systems, Inc.  Accordingly, Allied Benefit Systems, Inc. assumes no liability for or relating to the delay, failure, interruption, or corruption of any data or other information transmitted in connection with use of the website.

The website and the content are provided on an “as is” basis.  Allied Benefit Systems, Inc., ITS LICENSORS, AND ITS SUPPLIERS, TO THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIM ALL WARRANTIES, EITHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTIES’ RIGHTS, AND FITNESS FOR PARTICULAR PURPOSE.  Specifically, Allied Benefit Systems, Inc., its licensors, and its suppliers make no representations or warranties about the following:

• The accuracy, reliability, completeness and currentness of information contained on the website, or communications provided on or through the use of the website.

This website may be linked to other websites which are not maintained by Allied Benefit Systems, Inc.  Allied Benefit Systems, Inc. is not responsible for the content of those websites.  The inclusion of any link to such websites does not imply approval of or endorsement by Allied Benefit Systems, Inc. of the website or the content thereof.